### Credit Cards

Choose a credit card that works for you

32 Month Balance Transfer Credit Card

## Balance Transfer Credit Card

- 0% interest on balance transfers for 32 months from account opening – a 1.4% fee applies on balances transferred (minimum $5) within the first 60 days of account opening*
- 0% interest on purchases for 3 months* from account opening
- No annual fee

*At the end of the promotional period, balance transfers and purchases will revert to the standard variable rate. Credit is subject to status, affordability and applicable terms and conditions.
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Representative example

19.9% APR (variable)Representative APR

19.9% p.a. (variable)Purchase rate

Based on an assumed credit limit of

$1,200

## Advance Credit Card

- Exclusively available to Advance bank account customers. Further details
- 0% interest on balance transfers for 32 months from account opening - a 0.6% fee applies on balances transferred (minimum $5) within the first 60 days of account opening*
- 0% interest on purchases for 3 months* from account opening
- No annual fee

*At the end of the promotional period, balance transfers and purchases will revert to the standard variable rate. Credit is subject to status, affordability and applicable terms and conditions.
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Representative example

19.9% APR (variable)Representative APR

19.9% APR (variable)Purchase rate

Based on an assumed credit limit of

$1,200

## Dual Credit Card

- 0% interest on purchases for 26 months from account opening
- 0% interest on balance transfers for 26 months from account opening- 2.89% fee (minimum $5)
- Earn cashback from your favourite shopping brands with Visa Offers
- No annual fee

*At the end of the promotional period, balance transfers and purchases will revert to the standard variable rate. Credit is subject to status, affordability and applicable terms and conditions.
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Representative example

22.9% APR (variable)Representative APR

22.9% p.a. (variable)Purchase rate

Based on an assumed credit limit of

$1,200

## Classic Credit Card

- Exclusively available to bank account customers
- Up to $1,000 credit available
- No annual fee

Credit is subject to status, affordability and applicable terms and conditions.
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Representative example

22.9% APR (variable)Representative APR

22.9% APR (variable)Purchase rate

Based on an assumed credit limit of

$1,000

## Premier Credit Card

- Exclusively available for Premier account customers
- Reward Programme - collect reward points which can be redeemed for shopping vouchers and frequent flyer miles
- Introductory offer: 0% on purchases for 9 months after account opening*

*At the end of the promotional period, balance transfers and purchases will revert to the standard variable rate. Credit is subject to status, affordability and applicable terms and conditions.
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Representative example

18.9% APR (variable)Representative APR

18.9% p.a. (variable)Purchase rate

Based on an assumed credit limit of

$1,200

## Premier World Elite™ Mastercard®

- Exclusively available for Premier account customers
- Enhanced Rewards Programme - collect double points compared to the Premier Credit Card. Points can be redeemed for shopping vouchers and frequent flyer miles
- Receive 40,000 reward points when you spend $2,000 in your first 90 days of card membership

Credit is subject to status, affordability and applicable terms and conditions.
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Representative example

59.3% APR (variable)Representative APR

18.9% p.a. (variable)Purchase rate

Based on an assumed credit limit of

$1,200

With an annual fee of

$195

## Student VISA Credit Card

- Exclusively for existing Student Bank account holders
- Earn cashback from your favourite shopping brands with Visa OffersVisa Offers This link will open in a new window. Visa Offers is now available to all Student Credit Card holders
- No annual fee
- Up to $500 credit available

Channel Islands and Isle of Man customers are not eligible to apply for student credit cards.
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Representative example

18.9% APR (variable)Representative APR

18.9% p.a. (variable)Purchase rate

Based on an assumed credit limit of

$500

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