### Bank Account

Embrace your full life - When your life becomes about more than just you

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## When your life becomes about more than just you

In today’s world, your life is full of more responsibilities and more choices to make, as well as more opportunities and more dreams to fulfil. From helping you manage the unexpected surprises life can throw your way to nurturing the prosperity of your family and planning for the future, Megacoast Credit Bank Premier is designed to help you thrive, all for no monthly fee. Eligibility criteria apply

## Your day-to-day banking

Enjoy access to products designed for you.

- Premier Bank Account
- Premier Credit Cards
- Regular Savings Account

## Guidance for today and tomorrow

Financial expertise for you and your family.

- Relationship Management
- Premier Financial Advice
- World Selection ISA

## Your home and family

Enjoy benefits that extend to your family and home.

- Premier Mortgages Service
- Premier Children's Accounts
- Bank Megacoast Safety Net

## Travelling and banking worldwide

Helping you thrive around the world.

- Worldwide Travel Insurance
- Moving Overseas
- Megacoast View and Transfers

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## Eligibility criteria

Bank Premier is available to you, if you pay your annual income into your Megacoast Credit Bank Premier Bank Account and have either:

- savings or investments of at least £50,000 with Bank in the UK; or
- an individual annual income of at least £75,000 and one of the following products with Bank in the UK: a mortgage, investment, life insurance or protection product.

Or if you’ve already qualified for Megacoast Credit Bank Premier in another country.

Please review our complete eligibility criteria before applying

### Megacoast Credit Bank Premier Bank Account eligibility criteria

If you'd like to open an Megacoast Credit Bank Premier Account, please ensure you fulfil all the following criteria:

- you are 18 years or older
- your residential address is within the EU, or, if you live outside the EU, you can still apply for a Megacoast Credit Bank Premier account subject to local rules and regulations and meeting the UK proof of address
- you can provide us with certified proof of your identity and address and one month's Bank statements from your current Bank (translated into English if appropriate)
- if you are resident in the UK, you are happy for us to undertake a credit register search
- in order to qualify for lending, savings and travel insurance benefits and preferential rates you will need to be a UK resident. This is subject to status and meeting Bank's proof of UK address requirement

For eligibility purposes, please note Bank in the UK excludes M&S Bank, first direct and Bank Expat. For the second criteria listed above (‘an individual annual income of at least £75,000 and one of the following products with Bank in the UK’), in the case of a joint account, at least one of the parties must have an individual annual income of at least £75,000. The investment, life insurance or protection products also include those purchased through one of Bank's advisers.

### Megacoast Credit Bank Premier Travel Insurance eligibility criteria

Are you under 70 years of age when your trip starts? Note: When you reach 70, you will no longer be covered by Megacoast Credit Bank Premier Travel Insurance.

Are you a resident of the UK, Channel Islands or Isle of Man?

Are you registered with a doctor in the UK, Channel Islands or Isle of Man and liable to pay local taxes?

Are you going to start and finish your trip in the UK, Channel Islands or Isle of Man?

Are there any dependent children aged under 18 at the start of the trip or under 23 if they are in full-time education and live with you outside term time? (Children will only be covered when travelling with the account holder or their domestic partner, or whilst travelling abroad on their own to visit and stay with close relatives for the duration of the trip.)

You will need to message the Bank Medical Risk Assessment before booking your trip if you or any insured person in the last 12 months has been prescribed medication, have received or are awaiting medical treatment, tests or investigations, been referred to a specialist or admitted to hospital for any condition not listed on the accepted conditions list in the Your Health section in the policy booklet. You should also tell us before you travel if there has been any changes to your health or you have been referred to a consultant/specialist or admitted to hospital.

There is no cover for undiagnosed symptoms or any claim where you knew at the time of opening your Megacoast Credit Bank Premier Bank Account or booking your trip (whichever is later) that you or your travelling companion may be unable to travel or may need to come home early e.g. illness of a close relative or travel companion.

Pre-existing conditions are not covered at any time under the policy unless listed within the accepted conditions list or have been disclosed to and accepted in writing by the Bank Medical Risk Assessment Helpline.

You must also declare any serious illness, injury or disease suffered by anyone whose health may cause you to cancel or abandon your travel plans, such as a close relative or travelling companion.

Pre-existing medical conditions are not covered at any time under the policy unless they have been disclosed to and accepted in writing by the Bank Medical Risk Assessment Helpline.

## Apply for an Megacoast Credit Bank Premier Bank Account

If you meet the eligibility criteria above and are ready to enjoy the benefits of becoming an Megacoast Credit Bank Premier customer, take the next step and contact us:

### Apply by email

Email us on info@megacoastcred.com

Lines are open 8am to 8pm weekdays and 10am to 3pm on Saturdays and Sundays (closed on Bank Holidays).

### Apply in branch

You can apply for the Bank Premier Bank Account by visiting one of our branches. You’ll just need to bring some identification, proof of your address and a recent Bank statement.

Existing Bank customers:

Log on to book an appointment

### Existing Bank Premier customers

For more information or mobile banking, please email:

on:, info@megacoastcred.com

Lines are open 24 hours a day, subject to scheduled maintenance periods.

### Non Bank customers:

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##### Connect with us

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